Your results
The default investment style is Balanced.
You can change your amounts or choose another investment style: Cautious, Balanced, Audacious, or A la carte (2).
Optional
25 CHF minimum
CHF
CHF
Difference
CHF
How Strateo Invest works
Practical
Efficient
Personal
Cautious
You are choosing funds with an excellent reputation, widely diversified across several regions and sectors, and showing a good performance.
-
30%
Mirabaud Global Strategic Bond Fund AH
Bonds basket foreign currencies (without term) : Miscellaneous
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15%
Shares (country) : Switzerland
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30%
Vontobel Fund TwentyFour Strategic Income Fund AH (Hedged)
Bonds basket foreign currencies (without term) : Miscellaneous
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15%
Vontobel Fund Clean Technology A
Shares (region) : World
-
10%
Pictet Absolute Return Fixed Income HP
Bonds basket foreign currencies (without term) : World
Balanced
You are choosing funds with an excellent reputation, widely diversified across several regions and sectors, and showing a good performance.
-
20%
Franklin Templeton Investment Funds Franklin US Opportunities A-H1
Shares (country) : United States
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40%
UBAM Global High Yield Solution AHC
Bonds Not-Euro (without term) : US Dollar
-
10%
Blackrock Global Funds Global Allocation Fund A2 Hedged
Mixed flexible
-
20%
Blackrock Global Funds Euro Markets Fund A2 Hedged
Shares (region) : Euroland
-
10%
Carmignac Portfolio Patrimoine A Hdg
Mixed Neutral Risk : World
Audacious
You are choosing funds with an excellent reputation, widely diversified across several regions and sectors, and showing a good performance.
-
20%
Vontobel Fund Emerging Markets Equity H Hedged
Shares (region) : Growth markets
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20%
Carmignac Portfolio Commodities A Hdg
Shares (sector) : Commodities
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20%
UBAM Global High Yield Solution AHC
Bonds Not-Euro (without term) : US Dollar
-
20%
Blackrock Global Funds Asian Dragon Fund A2 Hedged
Shares (region) : Asia Pacific ex Japan
-
20%
Mirabaud Equities Swiss Small and Mid A
Shares (country) : Switzerland
Pick your funds below before you can see the graph
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Once your Strateo Invest is in place, you no longer have to worry about anything. Investments will be made automatically.
Your plan
From 25CHF/year
Everyone is free to invest as much as they want. Conventional wisdom says that you should have precautionary savings of 6 to 9 months of net salary, which can be adapted according to your own situation. It also says that you should benefit from fiscal optimisation such as pension savings (up to CHF 940 per year in 2015). For longer periods, everything will depend on your plans for the short or medium term. But you can be sure of one thing: Strateo Invest is the ideal solution for those starting to invest.
Automatic payments
Once you have worked out the amount that you want to pay in regularly (per month, per quarter, per six months or year), everything is done automatically. You no longer need to give it any thought, unless you want to stop your Strateo Invest or to change your payment amounts. You can top up the regular payments with occasional payments, even after starting your Strateo Invest.
Can be checked everywhere and at all times
Wherever you are, you can check the progress of your Strateo Invest on any computer, smartphone or tablet. On your mobile devices, all you need to do is download our Strateo app.
No entry fees
Unlike other banks, Strateo won’t charge you any fees when you open a Strateo Invest. There are also no management fees. The exit fees are clear and transparent: CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
15 quality funds selected by our experts
The 15 funds included in the Strateo Invest promotion are among the best on the market. They have been carefully selected by our stock market experts in line with these criteria: performance, risk, diversification (geographic and sectoral) and the quality of the manager.
Diversified and regular investments
The return on a Strateo Invest is never guaranteed. But its major strength lies in reducing risk by sticking to the two golden rules: regular investment (spread over time) and a diversification of funds (based in different regions or sectors). So you will benefit automatically from a better distribution of your investments and greater security.
You choose your investment style
Choose the style that suits you best from our three investment styles. These investment styles differ notably by their risks and their potential returns. Once your choice is made, we invest the amount chosen in a selection of hand-picked funds. Are you an expert on funds? Would you prefer to put together your own tailored plan? That is not a problem, as you can always create your own tailored Strateo Invest.
You can add money and/or change your payments amount
Any time you want, you can change your initial Strateo Invest: this includes the payments amount or the regularity of the payments. You can even halt them for a while. All this can be done without incurring any fees.
You stop when you want
You can stop your Strateo Invest at any time: all you need to do is ask us to transfer the securities included in your Strateo Invest to your own trading account. If that is done before the end of the fifth year, you will have to pay fees of CHF 9.95 per fund included in your plan. After the fifth year, the transfer of the amount in your Strateo Invest will be free of charge.
The choice of investment style is made by your own initiative and is not the result of any recommendation or advice from Strateo.
Cautious
You are choosing funds with an excellent reputation, widely diversified across several regions and sectors, and showing a good performance.
The choice of investment style is made by your own initiative and is not the result of any recommendation or advice from Strateo.
Mirabaud Global Strategic Bond Fund AH
Mirabaud (Investment company according to Luxembourg law)
Sector/type: Bonds basket foreign currencies (without term) : Miscellaneous
The objective of The Sub-Fund is to seek an attractive Total Return through a high level of current income and long-term appreciation. The Sub-Fund aims to seek out The best investment opportunities accross The business cycle within The global fixed income universes. The Sub-Fund will adopt an active asset allocation approach. The Sub-Fund offers daily liquidity, whereby you can subscribe to the Sub-Fund or redeem your assets on any business day in Luxembourg with the exception of any Business Day which follows a Business Day during which the New York Stock Exchange is closed. The Class is not entitled to any dividend distribution.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Risk(s)
Credit risk
The risk of loss arising from default that may occur if an issuer fails to make principal or interest payments when due. This risk is higher if the fund holds low-rated, non-investment-grade securities.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Emerging markets risk
The risk related to investing in countries that have less developed political, economic, legal and regulatory systems, and that may be impacted by political/economic instability, lack of liquidity or transparency, or safekeeping issues.
Risk of convertible bonds
Convertible bonds can automatically convert into shares or be written down if the financial strength of the issuer falls in a certain way. This may result in substantial or total losses of the bond value.
UBAM (Investment company according to Luxembourg law)
Sector/type: Shares (country) : Switzerland
The Fund seeks to grow your capital primarily by investing in Swiss
equities. It is an actively-managed and concentrated portfolio mainly
made up of securities whose value is expressed in Swiss Francs. The
Fund's value is calculated and expressed in Swiss Francs and does not
use currency hedging for investment purposes.
The Fund invests in stocks that we believe will rise in value over the long
term. We seek to invest in companies with the ability to generate high
levels of cash. However, as an equity fund, its holdings can move in line
with or return less than the broad stock market, so investors should be
aware that the value of their holdings could fall and that they may not get
back their initial investment. Investors in the Fund can redeem their units
on any business day in Luxembourg, although we recommend a holding
period of at least five years.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Currency risk
The risk of loss arising from exchange-rate fluctuations or due to exchange control regulations.
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Equity risk
In general, equities involve higher risks than bonds or money market instruments. Equities can lose value rapidly, and can remain at low prices indefinitely. Equities of rapidly growing companies can be highly sensitive to bad news, because much of their value is based on high expectations for the future. Equities of companies that appear to be priced below their true value may continue to be undervalued. If a company goes through bankruptcy or a similar financial restructuring, its equities may lose most or all of their value.
Vontobel Fund TwentyFour Strategic Income Fund AH (Hedged)
Vontobel Fund (Investment company according to Luxembourg law)
Sector/type: Bonds basket foreign currencies (without term) : Miscellaneous
The sub-fund seeks to achieve an attractive level of income along with the opportunity of capital growth. As a fund managed independently of a benchmark, the sub-fund will generate exposure, in particular, to the fixedincome asset class on a relative value basis. It will select eligible securities from the worldwide range of fixed-interest and floating rate securities, including government, supranational, and corporate bonds as well as assetbacked securities. There shall be no constraints on the rating of the securities. Up to 49% of the sub-fund may be invested in contingent convertible bonds (CoCos) and up to 20% in asset-backed securities. The sub-fund may also hold cash. In adverse market conditions the sub-fund may build up exposure of up to 100% to money market instruments or cash. The sub-fund can use derivatives to achieve the investment objective and for hedging purposes. The currency of this class is continually hedged against the sub-fund's main currency. This hedging does not necessarily cover all currency risks. It entails costs which in turn reduce the share class' return. The portfolio manager can make investments for the subfund at his or her own discretion within the predefined investment limits. Income may be paid out each year. The charges for buying and selling securities are paid by the sub-fund. They are payable in addition to the charges listed and reduce the sub-fund's return. You can redeem shares in the sub-fund on any working day. The only exceptions are on public holidays in Luxembourg or if a large number of stock exchanges and markets in which the sub-fund invests are closed.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Risk(s)
Credit risk
The risk of loss arising from default that may occur if an issuer fails to make principal or interest payments when due. This risk is higher if the fund holds low-rated, non-investment-grade securities.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Operational risk
The risk of losses resulting from errors or failures arising from the people, systems, service providers or processes upon which the fund depends.
Volatility Risk
The increase or decrease in volatility may cause a decline in the net asset value.
Leverage risk
The fund uses leverage through financial derivative instruments, which will magnify both gains and losses on its investments and result in greater fluctuations of its Net Asset Value. This increases the risk of the fund compared to an unleveraged fund. Leverage occurs when the overall economic exposure of the fund is greater than the amount invested.
Risk of convertible bonds
Convertible bonds can automatically convert into shares or be written down if the financial strength of the issuer falls in a certain way. This may result in substantial or total losses of the bond value.
Vontobel Fund Clean Technology A
Vontobel Fund (Investment company according to Luxembourg law)
Sector/type: Shares (region) : World
The sub-fund aims to achieve the highest possible capital growth over the long term. The sub-fund mainly invests in equities and equity-like securities. The sub-fund may also hold cash. The sub-fund mainly invests in securities issued by companies that offer the technologies and innovative solutions for virtually all areas of economic activity that aim to mitigate climate change and reduce air and water pollution. The sub-fund can use derivatives for hedging, to efficiently manage the portfolio and to achieve the investment objective. The currency of this Class will NOT be hedged against the major currency of the Sub-Fund. The investor thus bears the full currency risk. The portfolio manager can make investments for the sub-fund at his or her own discretion within the predefined investment limits. Income may be paid out each year. The charges for buying and selling securities are paid by the sub-fund. They are payable in addition to the charges listed and reduce the sub-fund's return. You can redeem shares in the sub-fund on any working day. The only exceptions are on public holidays in Luxembourg or if a large number of stock exchanges and markets in which the sub-fund invests are closed.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Currency risk
The risk of loss arising from exchange-rate fluctuations or due to exchange control regulations.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Operational risk
The risk of losses resulting from errors or failures arising from the people, systems, service providers or processes upon which the fund depends.
Concentration risk
To the extent that the fund's investments are concentrated in a particular country, market, industry, sector or asset class, the fund may be susceptible to loss due to adverse occurrences affecting that country, market, industry, sector or asset class. For more details about risk, see section 5 “Risk Factors Annex” of the prospectus.
Pictet Absolute Return Fixed Income HP
Pictet (Investment company according to Luxembourg law)
Sector/type: Bonds basket foreign currencies (without term) : World
OBJECTIVE To achieve a positive return in any market conditions (absolute return). PORTFOLIO ASSETS The Compartment mainly invests in a broad range of corporate and government bonds, including convertible bonds. The Compartment invests worldwide and can invest across any sector, credit quality and currency. Money market instruments and deposits may represent a significant component of the Compartment's assets; however, much of its actual performance is likely to derive from exposures created through derivatives and structured products. DERIVATIVES AND STRUCTURED PRODUCTS The Compartment may use derivatives to reduce various risks (hedging) and for efficient portfolio management, and may use derivatives and structured products to gain exposure to portfolio assets. COMPARTMENT CURRENCY USD INVESTMENT PROCESS In actively managing the Compartment, the investment manager uses a two-part investment approach. It seeks to generates stable return through investments in high-quality money market instruments and bonds and it also seeks extra return through long/short strategies on a range of assets.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Risk(s)
Currency risk
The risk of loss arising from exchange-rate fluctuations or due to exchange control regulations.
Credit risk
The risk of loss arising from default that may occur if an issuer fails to make principal or interest payments when due. This risk is higher if the fund holds low-rated, non-investment-grade securities.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Operational risk
The risk of losses resulting from errors or failures arising from the people, systems, service providers or processes upon which the fund depends.
Emerging markets risk
The risk related to investing in countries that have less developed political, economic, legal and regulatory systems, and that may be impacted by political/economic instability, lack of liquidity or transparency, or safekeeping issues.
Risk of convertible bonds
Convertible bonds can automatically convert into shares or be written down if the financial strength of the issuer falls in a certain way. This may result in substantial or total losses of the bond value.
Balanced
You are choosing funds with an excellent reputation, widely diversified across several regions and sectors, and showing a good performance.
The choice of investment style is made by your own initiative and is not the result of any recommendation or advice from Strateo.
Franklin Templeton Investment Funds Franklin US Opportunities A-H1
Franklin Templeton Investment Funds (Investment company according to Luxembourg law)
Sector/type: Shares (country) : United States
Franklin U.S. Opportunities Fund (the ?Fund?) aims to increase the value of its investments over the medium to long term. The Fund invests mainly in: · equity securities issued by companies of any size located in, or doing significant business in, the U.S. The investment team focuses on high-quality companies that it believes have exceptional potential for fast and sustainable growth. You may request the sale of your shares on any Luxembourg business day. The income received from the Fund's investments is accumulated with the result of increasing the value of the shares. For further information on the Objectives and Investment Policy of the Fund, please refer to the section ?Fund Information, Objectives and Investment Policies? of the current prospectus of Franklin Templeton Investment Funds. The benchmark of the Fund is the Russell 3000 Growth Index. The benchmark is indicated for information purposes only, and the Fund manager does not intend to track it. The Fund can deviate from this benchmark.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Risk(s)
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Equity risk
In general, equities involve higher risks than bonds or money market instruments. Equities can lose value rapidly, and can remain at low prices indefinitely. Equities of rapidly growing companies can be highly sensitive to bad news, because much of their value is based on high expectations for the future. Equities of companies that appear to be priced below their true value may continue to be undervalued. If a company goes through bankruptcy or a similar financial restructuring, its equities may lose most or all of their value.
Volatility Risk
The increase or decrease in volatility may cause a decline in the net asset value.
UBAM Global High Yield Solution AHC
UBAM (Investment company according to Luxembourg law)
Sector/type: Bonds Not-Euro (without term) : US Dollar
The Fund seeks to grow your capital and generate income primarily by investing in high yield bonds. It is an actively managed, well diversified porfolio mainly made up of sovereign and quasi-sovereign debt securities denominated in US Dollars. The Fund may invest up to: - 10% of its net assets in Emerging markets. The Fund can adjust its high yield exposure from 80% to 120% and its geographical allocation by varying its allocation to the US and European indices. It can also vary its exposure to interest rates by investing maily in US government bonds of differing maturities. the Fund does not invest in structured products. High yield bonds are issued by companies whose business is more sensitive to the economic cycle and pay higher interest. The return on such securities, in the same way as their level of risk, is therefore higher than traditional bond products. Exposure to high yield is implemented via cleared and diversified high yield CDS indices. CDS indices offers a liquid exposure to high yield and bear no interest rate risk. The Fund's value is calculated and expressed in US Dollars. The currency risk in relation to the base currency USD is mainly hedged. Investors in the Fund can subscribe and redeem units on any business day in Luxembourg except days where the decisive markets are closed: United States (US),United Kingdom (UK) Details of the closing days are available here: https://www.ubp.com/en/our-offices/ubp-asset-management-europe-sa. The recommended holding period is three years. Any income received by the Fund is reinvested (capitalisation share class).
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Risk(s)
Currency risk
The risk of loss arising from exchange-rate fluctuations or due to exchange control regulations.
Credit risk
The risk of loss arising from default that may occur if an issuer fails to make principal or interest payments when due. This risk is higher if the fund holds low-rated, non-investment-grade securities.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Money market risk
A failure of an issuer of a money market instrument could create losses.
Blackrock Global Funds Global Allocation Fund A2 Hedged
Blackrock Global Funds (Investment company according to Luxembourg law)
Sector/type: Mixed flexible
The Fund aims to maximise the return on your investment through a combination of capital growth and income on the Fund?s assets. The Fund invests globally at least 70% of its total assets in equity securities (e.g. shares) and fixed income (FI) securities in normal market conditions. FI securities include bonds and money market instruments (i.e. debt securities with short term maturities). It may also hold deposits and cash. Subject to the above, the asset classes and the extent to which the Fund is invested in these may vary without limit depending on market conditions. In selecting these, the investment adviser (IA) may take into consideration a composite benchmark comprising: S&P 500 (36%); FTSE World (ex-US) (24%); 5 Year US Treasury (24 %) and Citigroup Non-USD World Government Bond Index (16%). The FI securities may be issued by governments, government agencies, companies and supranationals (e.g. the International Bank for Reconstruction and Development) and may include securities with a relatively low credit rating or which are unrated. The Fund may also invest in companies that are small in size and are at a relatively early stage in their development. The Fund will generally aim to invest in securities of undervalued companies (i.e. their market price does not reflect their underlying worth). The investment adviser (IA) may use financial derivative instruments (FDIs) (i.e. investments the prices of which are based on one or more underlying assets) for investment purposes in order to achieve the investment objective of the Fund, and/or to reduce risk within the Fund?s portfolio, reduce investment costs and generate additional income. The Fund may, via FDIs, generate varying amounts of market leverage (i.e. where the Fund gains market exposure in excess of the value of its assets).
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Risk(s)
Interest rate risk
When interest rates rise, bond prices fall, reflecting the ability of investors to obtain a more attractive rate of interest on their money elsewhere. Bond prices are therefore subject to movements in interest rates which may move for a number of reasons, political as well as economic.
Credit risk
The risk of loss arising from default that may occur if an issuer fails to make principal or interest payments when due. This risk is higher if the fund holds low-rated, non-investment-grade securities.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Equity risk
In general, equities involve higher risks than bonds or money market instruments. Equities can lose value rapidly, and can remain at low prices indefinitely. Equities of rapidly growing companies can be highly sensitive to bad news, because much of their value is based on high expectations for the future. Equities of companies that appear to be priced below their true value may continue to be undervalued. If a company goes through bankruptcy or a similar financial restructuring, its equities may lose most or all of their value.
Volatility Risk
The increase or decrease in volatility may cause a decline in the net asset value.
Blackrock Global Funds Euro Markets Fund A2 Hedged
Blackrock Global Funds (Investment company according to Luxembourg law)
Sector/type: Shares (region) : Euroland
The Fund aims to maximise the return on your investment through a combination of capital growth and income on the Fund?s assets. The Fund invests at least 70% of its total assets in the equity securities (e.g. shares) of companies domiciled in European Union (EU) Member States participating in the Economic and Monetary Union of the European Union (EMU). This may, at the investment adviser?s discretion, include the equity securities of companies domiciled in countries which formerly participated in EMU. The Fund may also gain exposure to investments in those EU Member States that, in the investment adviser?s opinion, are likely to join the EMU in the foreseeable future and in companies based elsewhere, the main business of which is in EMU-participating countries. The investment adviser (IA) may use financial derivative instruments (FDIs) (i.e. investments the prices of which are based on one or more underlying assets) for investment purposes in order to achieve the investment objective of the Fund, and/or to reduce risk within the Fund?s portfolio, reduce investment costs and generate additional income. The Fund may, via FDIs, generate varying amounts of market leverage (i.e. where the Fund gains market exposure in excess of the value of its assets). The investment adviser has discretion to select the Fund's investments and in doing so may take into consideration the MSCI EMU Index.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Equity risk
In general, equities involve higher risks than bonds or money market instruments. Equities can lose value rapidly, and can remain at low prices indefinitely. Equities of rapidly growing companies can be highly sensitive to bad news, because much of their value is based on high expectations for the future. Equities of companies that appear to be priced below their true value may continue to be undervalued. If a company goes through bankruptcy or a similar financial restructuring, its equities may lose most or all of their value.
Volatility Risk
The increase or decrease in volatility may cause a decline in the net asset value.
Carmignac Portfolio Patrimoine A Hdg
Carmignac Portfolio (Investment company according to Luxembourg law)
Sector/type: Mixed Neutral Risk : World
2 The sub-fund aims to outperform its reference indicator over a period exceeding three years. 2 The reference indicator comprises 50% MSCI AC WORLD NR (USD) index, and 50% Citigroup WGBI All Maturities index calculated with coupons reinvested. The reference indicator is rebalanced each quarter and converted into euro for EUR units and hedged units, and into the reference currency of the unit class for unhedged units. 2 The sub-fund is diversified. Its performance drivers are: - Equities: a maximum of 50% of the sub-fund's net assets is permanently exposed to international equities (all capitalisations, without restrictions in terms of sector or region, with up to 25% of net assets exposed to emerging countries). - Fixed income products: between 50% and 100% of the sub-fund's net assets is invested in fixed rate and/or variable rate government and/or corporate bonds and money market instruments. The average rating of the bonds held by the subfund shall be at least investment grade. Fixed income products from emerging countries may not exceed 25% of net assets. - Currencies: The sub-fund may use currencies other than the Fund's valuation currency for exposure or hedging purposes. 2 The manager may use Relative Value strategies as performance drivers, looking to take advantage of the relative value between different instruments. Short positions may also be taken through derivatives. 2 The geographical investment universe of the sub-fund is global, including emerging countries. Other information: 2 The sub-fund uses derivatives for hedging or arbitrage purposes, or to expose the portfolio to the following risks (directly or via indices): currencies, credit (up to 30% of net assets), bonds, equities (all categories of capitalisation), ETFs, dividends, volatility, variance (the latter two categories for up to 10% of net assets) and commodities (up to 20% of assets). The derivatives available are options (vanilla, barrier, binary), futures and forwards, swaps (including performance) and CFDs (contracts for difference) on one or more underlyings. Overall exposure to derivatives is controlled by the expected leverage, calculated as the sum of nominal amounts without netting or hedging, of 500%; this may be higher under certain conditions. Gearing remains at 2. 2 The overall modified duration of the fixed income portfolio is between -4 and +10. Modified duration is defined as the change in portfolio capital (as %) for a change in interest rates of 100 basis points. 2 Up to 15 % of the net assets may be invested in contingent convertible bonds (?CoCos?). CoCos are regulated subordinated debt instruments that are complex, but consistent in nature. Please refer to the prospectus for more information. 2 This unit class is hedged: hedged against currency risk. 2 The sub-fund may invest up to 10% of its net assets in units or shares of investment funds. 2 This sub-fund may not be suitable for investors planning to withdraw their investment within three years. 2 Investments may be redeemed each business day on request. Subscription and redemption requests are centralised on each NAV calculation and publication day before 15:00 CET/CEST and are executed on the next business day using the previous day's NAV. 2 This unit is an accumulation unit.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Currency risk
The risk of loss arising from exchange-rate fluctuations or due to exchange control regulations.
Interest rate risk
When interest rates rise, bond prices fall, reflecting the ability of investors to obtain a more attractive rate of interest on their money elsewhere. Bond prices are therefore subject to movements in interest rates which may move for a number of reasons, political as well as economic.
Credit risk
The risk of loss arising from default that may occur if an issuer fails to make principal or interest payments when due. This risk is higher if the fund holds low-rated, non-investment-grade securities.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Equity risk
In general, equities involve higher risks than bonds or money market instruments. Equities can lose value rapidly, and can remain at low prices indefinitely. Equities of rapidly growing companies can be highly sensitive to bad news, because much of their value is based on high expectations for the future. Equities of companies that appear to be priced below their true value may continue to be undervalued. If a company goes through bankruptcy or a similar financial restructuring, its equities may lose most or all of their value.
Audacious
You are choosing funds with an excellent reputation, widely diversified across several regions and sectors, and showing a good performance.
The choice of investment style is made by your own initiative and is not the result of any recommendation or advice from Strateo.
Vontobel Fund Emerging Markets Equity H Hedged
Vontobel Fund (Investment company according to Luxembourg law)
Sector/type: Shares (region) : Growth markets
The sub-fund aims to achieve the highest possible capital growth. The sub-fund mainly invests in equities and equity-like securities. The sub-fund may also hold cash. The sub-fund invests in a portfolio of stocks in companies with high profit growth and high profitability that are based and/or conduct the majority of their business activity in emerging markets. The sub-fund can use derivatives for hedging purposes and to efficiently manage the portfolio. The currency of this class is continually hedged against the sub-fund's main currency. This hedging does not necessarily cover all currency risks. It entails costs which in turn reduce the share class' return. The portfolio manager can make investments for the sub-fund at his or her own discretion within the predefined investment limits. Any income generated will be reinvested and included in the value of your shares. The charges for buying and selling securities are paid by the sub-fund. They are payable in addition to the charges listed and reduce the sub-fund's return. You can redeem shares in the sub-fund on any working day. The only exceptions are on public holidays in Luxembourg or if a large number of stock exchanges and markets in which the sub-fund invests are closed.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Operational risk
The risk of losses resulting from errors or failures arising from the people, systems, service providers or processes upon which the fund depends.
Volatility Risk
The increase or decrease in volatility may cause a decline in the net asset value.
Carmignac Portfolio Commodities A Hdg
Carmignac Portfolio (Investment company according to Luxembourg law)
Sector/type: Shares (sector) : Commodities
2 The sub-fund aims to outperform its reference indicator over a period exceeding five years and to seize the best opportunities available around the world using an active, discretionary investment strategy. 2 The reference indicator is a combination of the following MSCI indices: 45% MSCI AC World Oil Gas & Consum NR (USD), 5% MSCI AC World Energy Equipment NR (USD), 40% MSCI AC World Metals & Mining NR (USD), 5% MSCI AC World Paper & Forest Products NR (USD), 5% MSCI AC World Chemicals NR (USD), since 01/07/2013 inclusive. It is rebalanced each quarter and converted into euro for EUR units and hedged units, and into the reference currency of the unit class for unhedged units. 2 The sub-fund is an international equity fund invested across the whole of the natural resources sector (energy, precious metals, base metals, agricultural commodities and wood). Companies in which the sub-fund invests operate in the commodities, mining, production, enrichment and/or processing sectors. They may also be companies specialised in energy production, services and equipment. The sub-fund invests in financial markets all over the world. 2 The manager may use Relative Value strategies as performance drivers, looking to take advantage of the relative value between different instruments. Short positions may also be taken through derivatives. Other information: 2 The sub-fund uses derivatives for hedging or arbitrage purposes, and/or to expose the portfolio to the following risks (directly or via indices): currencies, bonds, equities (all categories of capitalisation), ETFs, dividends, volatility, variance (the latter two categories for up to 10% of net assets) and commodities. The derivatives available are options (vanilla, barrier, binary), futures and forwards, swaps (including performance) and CFDs (contracts for difference) on one or more underlyings. 2 The sub-fund may invest up to 10% of its net assets in units or shares of UCIs. 2 Up to 10 % of the net assets may be invested in contingent convertible bonds (?CoCos?). CoCos are regulated subordinated debt instruments that are complex, but consistent in nature. Please refer to the prospectus for more information. 2 This unit class is hedged: hedged against currency risk. 2 This sub-fund may not be suitable for investors planning to withdraw their investment within five years. 2 Investments may be redeemed each business day on request. Subscription and redemption requests are centralised on each NAV calculation and publication day before 18:00 CET/CEST and are executed on the next business day using the previous day's NAV. 2 This unit is an accumulation unit.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Risk linked to Commodities
The price fluctuations of commodities and the volatility of the sector may cause a decline in the net asset value.
UBAM Global High Yield Solution AHC
UBAM (Investment company according to Luxembourg law)
Sector/type: Bonds Not-Euro (without term) : US Dollar
The Fund seeks to grow your capital and generate income primarily by investing in high yield bonds. It is an actively managed, well diversified porfolio mainly made up of sovereign and quasi-sovereign debt securities denominated in US Dollars. The Fund may invest up to: - 10% of its net assets in Emerging markets. The Fund can adjust its high yield exposure from 80% to 120% and its geographical allocation by varying its allocation to the US and European indices. It can also vary its exposure to interest rates by investing maily in US government bonds of differing maturities. the Fund does not invest in structured products. High yield bonds are issued by companies whose business is more sensitive to the economic cycle and pay higher interest. The return on such securities, in the same way as their level of risk, is therefore higher than traditional bond products. Exposure to high yield is implemented via cleared and diversified high yield CDS indices. CDS indices offers a liquid exposure to high yield and bear no interest rate risk. The Fund's value is calculated and expressed in US Dollars. The currency risk in relation to the base currency USD is mainly hedged. Investors in the Fund can subscribe and redeem units on any business day in Luxembourg except days where the decisive markets are closed: United States (US),United Kingdom (UK) Details of the closing days are available here: https://www.ubp.com/en/our-offices/ubp-asset-management-europe-sa. The recommended holding period is three years. Any income received by the Fund is reinvested (capitalisation share class).
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Risk(s)
Currency risk
The risk of loss arising from exchange-rate fluctuations or due to exchange control regulations.
Credit risk
The risk of loss arising from default that may occur if an issuer fails to make principal or interest payments when due. This risk is higher if the fund holds low-rated, non-investment-grade securities.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Money market risk
A failure of an issuer of a money market instrument could create losses.
Blackrock Global Funds Asian Dragon Fund A2 Hedged
Blackrock Global Funds (Investment company according to Luxembourg law)
Sector/type: Shares (region) : Asia Pacific ex Japan
The Fund aims to maximise the return on your investment through a combination of capital growth and income on the Fund?s assets. The Fund invests at least 70% of its total assets in the equity securities (e.g. shares) of companies which are domiciled in, or the main business of which is in, Asia excluding Japan. Many of these countries are developing countries. The investment adviser (IA) may use financial derivative instruments (FDIs) (i.e. investments the prices of which are based on one or more underlying assets) for investment purposes in order to achieve the investment objective of the Fund, and/or to reduce risk within the Fund?s portfolio, reduce investment costs and generate additional income. The Fund may, via FDIs, generate varying amounts of market leverage (i.e. where the Fund gains market exposure in excess of the value of its assets). The investment adviser has discretion to select the Fund's investments and in doing so may take into consideration the MSCI AC Asia ex Japan Index.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Risk(s)
Currency risk
The risk of loss arising from exchange-rate fluctuations or due to exchange control regulations.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Emerging markets risk
The risk related to investing in countries that have less developed political, economic, legal and regulatory systems, and that may be impacted by political/economic instability, lack of liquidity or transparency, or safekeeping issues.
Equity risk
In general, equities involve higher risks than bonds or money market instruments. Equities can lose value rapidly, and can remain at low prices indefinitely. Equities of rapidly growing companies can be highly sensitive to bad news, because much of their value is based on high expectations for the future. Equities of companies that appear to be priced below their true value may continue to be undervalued. If a company goes through bankruptcy or a similar financial restructuring, its equities may lose most or all of their value.
Volatility Risk
The increase or decrease in volatility may cause a decline in the net asset value.
Mirabaud Equities Swiss Small and Mid A
Mirabaud (Investment company according to Luxembourg law)
Sector/type: Shares (country) : Switzerland
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Credit risk
The risk of loss arising from default that may occur if an issuer fails to make principal or interest payments when due. This risk is higher if the fund holds low-rated, non-investment-grade securities.
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Equity risk
In general, equities involve higher risks than bonds or money market instruments. Equities can lose value rapidly, and can remain at low prices indefinitely. Equities of rapidly growing companies can be highly sensitive to bad news, because much of their value is based on high expectations for the future. Equities of companies that appear to be priced below their true value may continue to be undervalued. If a company goes through bankruptcy or a similar financial restructuring, its equities may lose most or all of their value.
Volatility Risk
The increase or decrease in volatility may cause a decline in the net asset value.
Based on the range of 15 funds, you choose the funds that suit you by indicating what percentage of your investment you want to allocate to each fund.
The choice of investment style is made by your own initiative and is not the result of any recommendation or advice from Strateo.
The total percentage needs to be 100%.
UBAM (Investment company according to Luxembourg law)
Shares (country) : Switzerland
Sector/type: Shares (country) : Switzerland
The Fund seeks to grow your capital primarily by investing in Swiss equities. It is an actively-managed and concentrated portfolio mainly made up of securities whose value is expressed in Swiss Francs. The Fund's value is calculated and expressed in Swiss Francs and does not use currency hedging for investment purposes. <BR> The Fund invests in stocks that we believe will rise in value over the long term. We seek to invest in companies with the ability to generate high levels of cash. However, as an equity fund, its holdings can move in line with or return less than the broad stock market, so investors should be aware that the value of their holdings could fall and that they may not get back their initial investment. Investors in the Fund can redeem their units on any business day in Luxembourg, although we recommend a holding period of at least five years.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Currency risk
The risk of loss arising from exchange-rate fluctuations or due to exchange control regulations.
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Equity risk
In general, equities involve higher risks than bonds or money market instruments. Equities can lose value rapidly, and can remain at low prices indefinitely. Equities of rapidly growing companies can be highly sensitive to bad news, because much of their value is based on high expectations for the future. Equities of companies that appear to be priced below their true value may continue to be undervalued. If a company goes through bankruptcy or a similar financial restructuring, its equities may lose most or all of their value.
Blackrock Global Funds Global Allocation Fund A2 Hedged
Blackrock Global Funds (Investment company according to Luxembourg law)
Mixed flexible
Sector/type: Mixed flexible
The Fund aims to maximise the return on your investment through a combination of capital growth and income on the Fund?s assets. The Fund invests globally at least 70% of its total assets in equity securities (e.g. shares) and fixed income (FI) securities in normal market conditions. FI securities include bonds and money market instruments (i.e. debt securities with short term maturities). It may also hold deposits and cash. Subject to the above, the asset classes and the extent to which the Fund is invested in these may vary without limit depending on market conditions. In selecting these, the investment adviser (IA) may take into consideration a composite benchmark comprising: S&P 500 (36%); FTSE World (ex-US) (24%); 5 Year US Treasury (24 %) and Citigroup Non-USD World Government Bond Index (16%). The FI securities may be issued by governments, government agencies, companies and supranationals (e.g. the International Bank for Reconstruction and Development) and may include securities with a relatively low credit rating or which are unrated. The Fund may also invest in companies that are small in size and are at a relatively early stage in their development. The Fund will generally aim to invest in securities of undervalued companies (i.e. their market price does not reflect their underlying worth). The investment adviser (IA) may use financial derivative instruments (FDIs) (i.e. investments the prices of which are based on one or more underlying assets) for investment purposes in order to achieve the investment objective of the Fund, and/or to reduce risk within the Fund?s portfolio, reduce investment costs and generate additional income. The Fund may, via FDIs, generate varying amounts of market leverage (i.e. where the Fund gains market exposure in excess of the value of its assets).
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Risk(s)
Interest rate risk
When interest rates rise, bond prices fall, reflecting the ability of investors to obtain a more attractive rate of interest on their money elsewhere. Bond prices are therefore subject to movements in interest rates which may move for a number of reasons, political as well as economic.
Credit risk
The risk of loss arising from default that may occur if an issuer fails to make principal or interest payments when due. This risk is higher if the fund holds low-rated, non-investment-grade securities.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Equity risk
In general, equities involve higher risks than bonds or money market instruments. Equities can lose value rapidly, and can remain at low prices indefinitely. Equities of rapidly growing companies can be highly sensitive to bad news, because much of their value is based on high expectations for the future. Equities of companies that appear to be priced below their true value may continue to be undervalued. If a company goes through bankruptcy or a similar financial restructuring, its equities may lose most or all of their value.
Volatility Risk
The increase or decrease in volatility may cause a decline in the net asset value.
Blackrock Global Funds Asian Dragon Fund A2 Hedged
Blackrock Global Funds (Investment company according to Luxembourg law)
Shares (region) : Asia Pacific ex Japan
Sector/type: Shares (region) : Asia Pacific ex Japan
The Fund aims to maximise the return on your investment through a combination of capital growth and income on the Fund?s assets. The Fund invests at least 70% of its total assets in the equity securities (e.g. shares) of companies which are domiciled in, or the main business of which is in, Asia excluding Japan. Many of these countries are developing countries. The investment adviser (IA) may use financial derivative instruments (FDIs) (i.e. investments the prices of which are based on one or more underlying assets) for investment purposes in order to achieve the investment objective of the Fund, and/or to reduce risk within the Fund?s portfolio, reduce investment costs and generate additional income. The Fund may, via FDIs, generate varying amounts of market leverage (i.e. where the Fund gains market exposure in excess of the value of its assets). The investment adviser has discretion to select the Fund's investments and in doing so may take into consideration the MSCI AC Asia ex Japan Index.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Risk(s)
Currency risk
The risk of loss arising from exchange-rate fluctuations or due to exchange control regulations.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Emerging markets risk
The risk related to investing in countries that have less developed political, economic, legal and regulatory systems, and that may be impacted by political/economic instability, lack of liquidity or transparency, or safekeeping issues.
Equity risk
In general, equities involve higher risks than bonds or money market instruments. Equities can lose value rapidly, and can remain at low prices indefinitely. Equities of rapidly growing companies can be highly sensitive to bad news, because much of their value is based on high expectations for the future. Equities of companies that appear to be priced below their true value may continue to be undervalued. If a company goes through bankruptcy or a similar financial restructuring, its equities may lose most or all of their value.
Volatility Risk
The increase or decrease in volatility may cause a decline in the net asset value.
Pictet Absolute Return Fixed Income HP
Pictet (Investment company according to Luxembourg law)
Bonds basket foreign currencies (without term) : World
Sector/type: Bonds basket foreign currencies (without term) : World
OBJECTIVE To achieve a positive return in any market conditions (absolute return). PORTFOLIO ASSETS The Compartment mainly invests in a broad range of corporate and government bonds, including convertible bonds. The Compartment invests worldwide and can invest across any sector, credit quality and currency. Money market instruments and deposits may represent a significant component of the Compartment's assets; however, much of its actual performance is likely to derive from exposures created through derivatives and structured products. DERIVATIVES AND STRUCTURED PRODUCTS The Compartment may use derivatives to reduce various risks (hedging) and for efficient portfolio management, and may use derivatives and structured products to gain exposure to portfolio assets. COMPARTMENT CURRENCY USD INVESTMENT PROCESS In actively managing the Compartment, the investment manager uses a two-part investment approach. It seeks to generates stable return through investments in high-quality money market instruments and bonds and it also seeks extra return through long/short strategies on a range of assets.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Risk(s)
Currency risk
The risk of loss arising from exchange-rate fluctuations or due to exchange control regulations.
Credit risk
The risk of loss arising from default that may occur if an issuer fails to make principal or interest payments when due. This risk is higher if the fund holds low-rated, non-investment-grade securities.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Operational risk
The risk of losses resulting from errors or failures arising from the people, systems, service providers or processes upon which the fund depends.
Emerging markets risk
The risk related to investing in countries that have less developed political, economic, legal and regulatory systems, and that may be impacted by political/economic instability, lack of liquidity or transparency, or safekeeping issues.
Risk of convertible bonds
Convertible bonds can automatically convert into shares or be written down if the financial strength of the issuer falls in a certain way. This may result in substantial or total losses of the bond value.
Franklin Templeton Investment Funds Franklin US Opportunities A-H1
Franklin Templeton Investment Funds (Investment company according to Luxembourg law)
Shares (country) : United States
Sector/type: Shares (country) : United States
Franklin U.S. Opportunities Fund (the ?Fund?) aims to increase the value of its investments over the medium to long term. The Fund invests mainly in: · equity securities issued by companies of any size located in, or doing significant business in, the U.S. The investment team focuses on high-quality companies that it believes have exceptional potential for fast and sustainable growth. You may request the sale of your shares on any Luxembourg business day. The income received from the Fund's investments is accumulated with the result of increasing the value of the shares. For further information on the Objectives and Investment Policy of the Fund, please refer to the section ?Fund Information, Objectives and Investment Policies? of the current prospectus of Franklin Templeton Investment Funds. The benchmark of the Fund is the Russell 3000 Growth Index. The benchmark is indicated for information purposes only, and the Fund manager does not intend to track it. The Fund can deviate from this benchmark.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Risk(s)
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Equity risk
In general, equities involve higher risks than bonds or money market instruments. Equities can lose value rapidly, and can remain at low prices indefinitely. Equities of rapidly growing companies can be highly sensitive to bad news, because much of their value is based on high expectations for the future. Equities of companies that appear to be priced below their true value may continue to be undervalued. If a company goes through bankruptcy or a similar financial restructuring, its equities may lose most or all of their value.
Volatility Risk
The increase or decrease in volatility may cause a decline in the net asset value.
Vontobel Fund Emerging Markets Equity H Hedged
Vontobel Fund (Investment company according to Luxembourg law)
Shares (region) : Growth markets
Sector/type: Shares (region) : Growth markets
The sub-fund aims to achieve the highest possible capital growth.  The sub-fund mainly invests in equities and equity-like securities. The sub-fund may also hold cash.  The sub-fund invests in a portfolio of stocks in companies with high profit growth and high profitability that are based and/or conduct the majority of their business activity in emerging markets.  The sub-fund can use derivatives for hedging purposes and to efficiently manage the portfolio.  The currency of this class is continually hedged against the sub-fund's main currency. This hedging does not necessarily cover all currency risks. It entails costs which in turn reduce the share class' return.  The portfolio manager can make investments for the sub-fund at his or her own discretion within the predefined investment limits.  Any income generated will be reinvested and included in the value of your shares.  The charges for buying and selling securities are paid by the sub-fund. They are payable in addition to the charges listed and reduce the sub-fund's return.  You can redeem shares in the sub-fund on any working day. The only exceptions are on public holidays in Luxembourg or if a large number of stock exchanges and markets in which the sub-fund invests are closed.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Operational risk
The risk of losses resulting from errors or failures arising from the people, systems, service providers or processes upon which the fund depends.
Volatility Risk
The increase or decrease in volatility may cause a decline in the net asset value.
Vontobel Fund TwentyFour Strategic Income Fund AH (Hedged)
Vontobel Fund (Investment company according to Luxembourg law)
Bonds basket foreign currencies (without term) : Miscellaneous
Sector/type: Bonds basket foreign currencies (without term) : Miscellaneous
The sub-fund seeks to achieve an attractive level of income along with the opportunity of capital growth.  As a fund managed independently of a benchmark, the sub-fund will generate exposure, in particular, to the fixedincome asset class on a relative value basis. It will select eligible securities from the worldwide range of fixed-interest and floating rate securities, including government, supranational, and corporate bonds as well as assetbacked securities. There shall be no constraints on the rating of the securities.  Up to 49% of the sub-fund may be invested in contingent convertible bonds (CoCos) and up to 20% in asset-backed securities. The sub-fund may also hold cash. In adverse market conditions the sub-fund may build up exposure of up to 100% to money market instruments or cash.  The sub-fund can use derivatives to achieve the investment objective and for hedging purposes.  The currency of this class is continually hedged against the sub-fund's main currency. This hedging does not necessarily cover all currency risks. It entails costs which in turn reduce the share class' return.  The portfolio manager can make investments for the subfund at his or her own discretion within the predefined investment limits.  Income may be paid out each year.  The charges for buying and selling securities are paid by the sub-fund. They are payable in addition to the charges listed and reduce the sub-fund's return.  You can redeem shares in the sub-fund on any working day. The only exceptions are on public holidays in Luxembourg or if a large number of stock exchanges and markets in which the sub-fund invests are closed.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Risk(s)
Credit risk
The risk of loss arising from default that may occur if an issuer fails to make principal or interest payments when due. This risk is higher if the fund holds low-rated, non-investment-grade securities.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Operational risk
The risk of losses resulting from errors or failures arising from the people, systems, service providers or processes upon which the fund depends.
Volatility Risk
The increase or decrease in volatility may cause a decline in the net asset value.
Leverage risk
The fund uses leverage through financial derivative instruments, which will magnify both gains and losses on its investments and result in greater fluctuations of its Net Asset Value. This increases the risk of the fund compared to an unleveraged fund. Leverage occurs when the overall economic exposure of the fund is greater than the amount invested.
Risk of convertible bonds
Convertible bonds can automatically convert into shares or be written down if the financial strength of the issuer falls in a certain way. This may result in substantial or total losses of the bond value.
Blackrock Global Funds Euro Markets Fund A2 Hedged
Blackrock Global Funds (Investment company according to Luxembourg law)
Shares (region) : Euroland
Sector/type: Shares (region) : Euroland
The Fund aims to maximise the return on your investment through a combination of capital growth and income on the Fund?s assets. The Fund invests at least 70% of its total assets in the equity securities (e.g. shares) of companies domiciled in European Union (EU) Member States participating in the Economic and Monetary Union of the European Union (EMU). This may, at the investment adviser?s discretion, include the equity securities of companies domiciled in countries which formerly participated in EMU. The Fund may also gain exposure to investments in those EU Member States that, in the investment adviser?s opinion, are likely to join the EMU in the foreseeable future and in companies based elsewhere, the main business of which is in EMU-participating countries. The investment adviser (IA) may use financial derivative instruments (FDIs) (i.e. investments the prices of which are based on one or more underlying assets) for investment purposes in order to achieve the investment objective of the Fund, and/or to reduce risk within the Fund?s portfolio, reduce investment costs and generate additional income. The Fund may, via FDIs, generate varying amounts of market leverage (i.e. where the Fund gains market exposure in excess of the value of its assets). The investment adviser has discretion to select the Fund's investments and in doing so may take into consideration the MSCI EMU Index.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Equity risk
In general, equities involve higher risks than bonds or money market instruments. Equities can lose value rapidly, and can remain at low prices indefinitely. Equities of rapidly growing companies can be highly sensitive to bad news, because much of their value is based on high expectations for the future. Equities of companies that appear to be priced below their true value may continue to be undervalued. If a company goes through bankruptcy or a similar financial restructuring, its equities may lose most or all of their value.
Volatility Risk
The increase or decrease in volatility may cause a decline in the net asset value.
Vontobel Fund Clean Technology A
Vontobel Fund (Investment company according to Luxembourg law)
Shares (region) : World
Sector/type: Shares (region) : World
The sub-fund aims to achieve the highest possible capital growth over the long term.  The sub-fund mainly invests in equities and equity-like securities. The sub-fund may also hold cash.  The sub-fund mainly invests in securities issued by companies that offer the technologies and innovative solutions for virtually all areas of economic activity that aim to mitigate climate change and reduce air and water pollution.  The sub-fund can use derivatives for hedging, to efficiently manage the portfolio and to achieve the investment objective.  The currency of this Class will NOT be hedged against the major currency of the Sub-Fund. The investor thus bears the full currency risk.  The portfolio manager can make investments for the sub-fund at his or her own discretion within the predefined investment limits.  Income may be paid out each year.  The charges for buying and selling securities are paid by the sub-fund. They are payable in addition to the charges listed and reduce the sub-fund's return.  You can redeem shares in the sub-fund on any working day. The only exceptions are on public holidays in Luxembourg or if a large number of stock exchanges and markets in which the sub-fund invests are closed.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Currency risk
The risk of loss arising from exchange-rate fluctuations or due to exchange control regulations.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Operational risk
The risk of losses resulting from errors or failures arising from the people, systems, service providers or processes upon which the fund depends.
Concentration risk
To the extent that the fund's investments are concentrated in a particular country, market, industry, sector or asset class, the fund may be susceptible to loss due to adverse occurrences affecting that country, market, industry, sector or asset class. For more details about risk, see section 5 “Risk Factors Annex” of the prospectus.
Carmignac Portfolio Commodities A Hdg
Carmignac Portfolio (Investment company according to Luxembourg law)
Shares (sector) : Commodities
Sector/type: Shares (sector) : Commodities
2 The sub-fund aims to outperform its reference indicator over a period exceeding five years and to seize the best opportunities available around the world using an active, discretionary investment strategy. 2 The reference indicator is a combination of the following MSCI indices: 45% MSCI AC World Oil Gas & Consum NR (USD), 5% MSCI AC World Energy Equipment NR (USD), 40% MSCI AC World Metals & Mining NR (USD), 5% MSCI AC World Paper & Forest Products NR (USD), 5% MSCI AC World Chemicals NR (USD), since 01/07/2013 inclusive. It is rebalanced each quarter and converted into euro for EUR units and hedged units, and into the reference currency of the unit class for unhedged units. 2 The sub-fund is an international equity fund invested across the whole of the natural resources sector (energy, precious metals, base metals, agricultural commodities and wood). Companies in which the sub-fund invests operate in the commodities, mining, production, enrichment and/or processing sectors. They may also be companies specialised in energy production, services and equipment. The sub-fund invests in financial markets all over the world. 2 The manager may use Relative Value strategies as performance drivers, looking to take advantage of the relative value between different instruments. Short positions may also be taken through derivatives. Other information: 2 The sub-fund uses derivatives for hedging or arbitrage purposes, and/or to expose the portfolio to the following risks (directly or via indices): currencies, bonds, equities (all categories of capitalisation), ETFs, dividends, volatility, variance (the latter two categories for up to 10% of net assets) and commodities. The derivatives available are options (vanilla, barrier, binary), futures and forwards, swaps (including performance) and CFDs (contracts for difference) on one or more underlyings. 2 The sub-fund may invest up to 10% of its net assets in units or shares of UCIs. 2 Up to 10 % of the net assets may be invested in contingent convertible bonds (?CoCos?). CoCos are regulated subordinated debt instruments that are complex, but consistent in nature. Please refer to the prospectus for more information. 2 This unit class is hedged: hedged against currency risk. 2 This sub-fund may not be suitable for investors planning to withdraw their investment within five years. 2 Investments may be redeemed each business day on request. Subscription and redemption requests are centralised on each NAV calculation and publication day before 18:00 CET/CEST and are executed on the next business day using the previous day's NAV. 2 This unit is an accumulation unit.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Risk linked to Commodities
The price fluctuations of commodities and the volatility of the sector may cause a decline in the net asset value.
Carmignac Portfolio Patrimoine A Hdg
Carmignac Portfolio (Investment company according to Luxembourg law)
Mixed Neutral Risk : World
Sector/type: Mixed Neutral Risk : World
2 The sub-fund aims to outperform its reference indicator over a period exceeding three years. 2 The reference indicator comprises 50% MSCI AC WORLD NR (USD) index, and 50% Citigroup WGBI All Maturities index calculated with coupons reinvested. The reference indicator is rebalanced each quarter and converted into euro for EUR units and hedged units, and into the reference currency of the unit class for unhedged units. 2 The sub-fund is diversified. Its performance drivers are: - Equities: a maximum of 50% of the sub-fund's net assets is permanently exposed to international equities (all capitalisations, without restrictions in terms of sector or region, with up to 25% of net assets exposed to emerging countries). - Fixed income products: between 50% and 100% of the sub-fund's net assets is invested in fixed rate and/or variable rate government and/or corporate bonds and money market instruments. The average rating of the bonds held by the subfund shall be at least investment grade. Fixed income products from emerging countries may not exceed 25% of net assets. - Currencies: The sub-fund may use currencies other than the Fund's valuation currency for exposure or hedging purposes. 2 The manager may use Relative Value strategies as performance drivers, looking to take advantage of the relative value between different instruments. Short positions may also be taken through derivatives. 2 The geographical investment universe of the sub-fund is global, including emerging countries. Other information: 2 The sub-fund uses derivatives for hedging or arbitrage purposes, or to expose the portfolio to the following risks (directly or via indices): currencies, credit (up to 30% of net assets), bonds, equities (all categories of capitalisation), ETFs, dividends, volatility, variance (the latter two categories for up to 10% of net assets) and commodities (up to 20% of assets). The derivatives available are options (vanilla, barrier, binary), futures and forwards, swaps (including performance) and CFDs (contracts for difference) on one or more underlyings. Overall exposure to derivatives is controlled by the expected leverage, calculated as the sum of nominal amounts without netting or hedging, of 500%; this may be higher under certain conditions. Gearing remains at 2. 2 The overall modified duration of the fixed income portfolio is between -4 and +10. Modified duration is defined as the change in portfolio capital (as %) for a change in interest rates of 100 basis points. 2 Up to 15 % of the net assets may be invested in contingent convertible bonds (?CoCos?). CoCos are regulated subordinated debt instruments that are complex, but consistent in nature. Please refer to the prospectus for more information. 2 This unit class is hedged: hedged against currency risk. 2 The sub-fund may invest up to 10% of its net assets in units or shares of investment funds. 2 This sub-fund may not be suitable for investors planning to withdraw their investment within three years. 2 Investments may be redeemed each business day on request. Subscription and redemption requests are centralised on each NAV calculation and publication day before 15:00 CET/CEST and are executed on the next business day using the previous day's NAV. 2 This unit is an accumulation unit.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Currency risk
The risk of loss arising from exchange-rate fluctuations or due to exchange control regulations.
Interest rate risk
When interest rates rise, bond prices fall, reflecting the ability of investors to obtain a more attractive rate of interest on their money elsewhere. Bond prices are therefore subject to movements in interest rates which may move for a number of reasons, political as well as economic.
Credit risk
The risk of loss arising from default that may occur if an issuer fails to make principal or interest payments when due. This risk is higher if the fund holds low-rated, non-investment-grade securities.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Equity risk
In general, equities involve higher risks than bonds or money market instruments. Equities can lose value rapidly, and can remain at low prices indefinitely. Equities of rapidly growing companies can be highly sensitive to bad news, because much of their value is based on high expectations for the future. Equities of companies that appear to be priced below their true value may continue to be undervalued. If a company goes through bankruptcy or a similar financial restructuring, its equities may lose most or all of their value.
Mirabaud Global Strategic Bond Fund AH
Mirabaud (Investment company according to Luxembourg law)
Bonds basket foreign currencies (without term) : Miscellaneous
Sector/type: Bonds basket foreign currencies (without term) : Miscellaneous
The objective of The Sub-Fund is to seek an attractive Total Return through a high level of current income and long-term appreciation.  The Sub-Fund aims to seek out The best investment opportunities accross The business cycle within The global fixed income universes. The Sub-Fund will adopt an active asset allocation approach.  The Sub-Fund offers daily liquidity, whereby you can subscribe to the Sub-Fund or redeem your assets on any business day in Luxembourg with the exception of any Business Day which follows a Business Day during which the New York Stock Exchange is closed.  The Class is not entitled to any dividend distribution.
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Risk(s)
Credit risk
The risk of loss arising from default that may occur if an issuer fails to make principal or interest payments when due. This risk is higher if the fund holds low-rated, non-investment-grade securities.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Emerging markets risk
The risk related to investing in countries that have less developed political, economic, legal and regulatory systems, and that may be impacted by political/economic instability, lack of liquidity or transparency, or safekeeping issues.
Risk of convertible bonds
Convertible bonds can automatically convert into shares or be written down if the financial strength of the issuer falls in a certain way. This may result in substantial or total losses of the bond value.
UBAM Global High Yield Solution AHC
UBAM (Investment company according to Luxembourg law)
Bonds Not-Euro (without term) : US Dollar
Sector/type: Bonds Not-Euro (without term) : US Dollar
The Fund seeks to grow your capital and generate income primarily by investing in high yield bonds. It is an actively managed, well diversified porfolio mainly made up of sovereign and quasi-sovereign debt securities denominated in US Dollars. The Fund may invest up to: - 10% of its net assets in Emerging markets. The Fund can adjust its high yield exposure from 80% to 120% and its geographical allocation by varying its allocation to the US and European indices. It can also vary its exposure to interest rates by investing maily in US government bonds of differing maturities. the Fund does not invest in structured products. High yield bonds are issued by companies whose business is more sensitive to the economic cycle and pay higher interest. The return on such securities, in the same way as their level of risk, is therefore higher than traditional bond products. Exposure to high yield is implemented via cleared and diversified high yield CDS indices. CDS indices offers a liquid exposure to high yield and bear no interest rate risk. The Fund's value is calculated and expressed in US Dollars. The currency risk in relation to the base currency USD is mainly hedged. Investors in the Fund can subscribe and redeem units on any business day in Luxembourg except days where the decisive markets are closed: United States (US),United Kingdom (UK) Details of the closing days are available here: https://www.ubp.com/en/our-offices/ubp-asset-management-europe-sa. The recommended holding period is three years. Any income received by the Fund is reinvested (capitalisation share class).
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Risk(s)
Currency risk
The risk of loss arising from exchange-rate fluctuations or due to exchange control regulations.
Credit risk
The risk of loss arising from default that may occur if an issuer fails to make principal or interest payments when due. This risk is higher if the fund holds low-rated, non-investment-grade securities.
Derivatives risk
The risk of loss in an instrument where a small change in the value of the underlying investment may have a larger impact on the value of such instrument. Derivatives may involve additional liquidity, credit and counterparty risks.
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Counterparty risk
Represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.
Money market risk
A failure of an issuer of a money market instrument could create losses.
Mirabaud Equities Swiss Small and Mid A
Mirabaud (Investment company according to Luxembourg law)
Shares (country) : Switzerland
Sector/type: Shares (country) : Switzerland
Stock exchange tax (1) Stamp duty
Local withholding tax (1)
Applicable
Swiss domiciliation fund: 35%.
Luxembourg domiciliation fund: 15%.
Swing Pricing It is possible this fund applies Swing Pricing. For more information, please read the prospectus .
Entry fees CHF 0
Exit fees CHF 0 if you stop your Strateo Invest after 5 years and only CHF 9.95 per fund included in your Strateo Invest if you stop before the fifth year.
Credit risk
The risk of loss arising from default that may occur if an issuer fails to make principal or interest payments when due. This risk is higher if the fund holds low-rated, non-investment-grade securities.
Liquidity risk
The risk that arises when adverse market conditions affect the ability to sell assets when necessary. Reduced liquidity may have a negative impact on the price of the assets.
Equity risk
In general, equities involve higher risks than bonds or money market instruments. Equities can lose value rapidly, and can remain at low prices indefinitely. Equities of rapidly growing companies can be highly sensitive to bad news, because much of their value is based on high expectations for the future. Equities of companies that appear to be priced below their true value may continue to be undervalued. If a company goes through bankruptcy or a similar financial restructuring, its equities may lose most or all of their value.
Volatility Risk
The increase or decrease in volatility may cause a decline in the net asset value.
(*) The synthetic risk indicator gives an indication of the risk associated with investing in a fund. The scale goes from 1 (weakest risk, associated with a lower potential return) to 7 (highest risk, associated with a higher potential return). The lowest category does not indicate that the investment is risk free. The indicator is based on historical data and may possibly not be a reliable indication of the future risk profile of the fund. The type of risk is not a guarantee and may change over time. (you can find more information here)
Fund means «Undertaking for collective Investment». Undertaking for collective Investment is a general term used for different undertakings collecting money from the public and whose activity consists in managing an investment portfolio. The fund notion contains as well collective investment schemes in the form of an investment company (such as the Sicav or Sicafi) as the contractual funds (such as the Mutual Fund) and their sub-funds.
All funds quote in CHF.
The minimum investment in Strateo Invest is CHF 25 per year. There are no entry or exit fees. If you stop the Strateo Invest before the end of the fifth year, you must pay a fee of CHF 9,95 per fund.
Before investing in funds through the Strateo Invest, we invite you to read the prospectus and the KIID of the funds in the Strateo Invest. You can find these easily by clicking on the name of the fund.
Strateo Invest is an investment plan with undetermined duration.
If you have a complaint, please contact our Legal Department: legal@strateo.ch
(1) The taxes that are mentioned apply to an average non-professional client-natural person, Swiss resident.
(2) The choice of investing style or composition of the Strateo Invest is made by your own initiative and not following a recommendation or advice from Strateo Bank.
(3) The synthetic risk indicator gives an indication of the risk associated with investing in a fund. The scale goes from 1 (weakest risk, associated with a lower potential return) to 7 (highest risk, associated with a higher potential return). The lowest category does not indicate that the investment is risk free. The indicator is based on historical data and may possibly not be a reliable indication of the future risk profile of the fund. The type of risk is not a guarantee and may change over time. (you can find more information here)
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